# USDV Glossary

**Overcollateralized stablecoin** - Is a token that is backed by another cryptocurrency. In this case, the number of collateral tokens exceeds the number of secured tokens.

**Vault** - Is a mechanism for stabilizing a stablecoin. A user creates a vault and provides USDV by investing another cryptocurrency into the vault. 

**Vault owner** - The person who created the vault.

**Liquidator** - The person (or entity/body) who liquidates the vault.

**Deposit** - A process of depositing cryptocurrency into a vault (to provide and borrow USDV) or staking (to receive USDV).

**Withdraw** - A process of withdrawing a deposit from a vault or staking.

**Borrow** - A process of borrowing USDV, which is available against a 130% collateral of another cryptocurrency.

**Debt** - The amount of USDV borrowed by the vault owner.

**Repay** - Refers to the return of USDV to the vault.

**Collateral Ratio** - Refers to the coefficient of USDV cryptocurrency token security in a particular user's vault.

**Max Debt** - This is the maximum amount of USDV that the vault owner can borrow.

**Asset Owner** - Represents the user who manages the assets of the connected wallet.

**Swap** - The process of exchanging one cryptocurrency for another.

**Stake** - Describes a mechanism for depositing cryptocurrency to receive a reward.

**Claim** - It refers to a procedure for receiving a reward to the user's wallet.

**NFT** - Vault can be represented as an NFT (non-fungible token). This means that each vault is a unique digital asset that is stored on the blockchain.

❗ Please note that the USDV generation process has different terms, such as: create; produce; mint.


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